Anns and Grange Associates is a financial planning Practice with national reach, owned by Neil Anns and Steve Grange. Neil and Steve are both former police officers who merged their financial planning Practices into one. Neil and Steve are passionate about helping people understand their personal finances and the opportunities open to them, always starting with a clear understanding of the clients objectives and priorities and underpi8nned by detailed cashflow forecasting. Neil and Steve work with their clients over the years to continually review the suitability of clients plans, ably supported by Brian who manages the back office side of the business (keeping Neil and Steve on their toes in the process).

Services offered by Anns and Grange:

• Retirement and pension planning
• Savings and investment planning
• Long term care advice
• Protection arrangements such as life insurance, critical illness cover and income protection to name a few
• Tax planning including working with your tax adviser where desired
• Estate planning

Neil and Steve also run a number of seminars and webinars in police forces across the UK, check your force intranet for further info.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.